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Once you have gotten your financial house in order it is time to go on to the next step - obtaining a MORTGAGE. (Click player for sound effect)

First Things First
Before you even start your search for a home, you should first find someone who will lend you the money (unless you are paying all […]

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For those seasoned buyers out there, you might not need to read this post. However, for those first time home buyers out there, read on. I have written a step-by-step guide to buying a home that I hope will help you in this exciting, if not a bit intimidating, process. The guide will be […]

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Yes, it’s tax time again and there is news for you out-of-state property owners thinking of selling your Oregon property this year.
As of January 1, 2008, non-residents will have to pay a withholding tax on the sale of their Oregon real estate. This applies to individuals as well as C corporations that are not doing […]

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Today’s post comes from Andrew Loumena, a mortgage broker with Evergreen Home Loans in Portland.  He has news to share about FHA loans and potential upcoming changes to the program. 
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Don’t believe you can qualify for a home loan?  Don’t fit in the conventional box? In over your head?  Have less than perfect credit?
Well, FHA […]

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Unless you have purchased a home before, you might not understand all of the acronyms and jargon that gets tossed around in the home-buying process. Points, ARMS, LTV’s - this can all sound like a bunch of gobbledygook unless you study up a bit.
Here are a couple of mortgage terminology sites to help get […]

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Where do you turn to find information when you are a first-time home buyer in Portland? If you are a newbie to the home buying arena, the amount of information can be mind-boggling, if not a bit overwhelming. What are the basics you should know when buying a home? Are there any loan programs available […]

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